Banking & Commercial

• Representing Both Institutions And Borrowers
• Extensive Commercial Loan Practice
• Mergers, Acquisitions And Other Business Transactions
• Assisting Both Creditors And Debtors In Collections And Bankruptcy Matters

Full Range Of Banking And Commercial Legal Services
Banking and commercial law constitute a core component of Dressman Benzinger LaVelle’s practice. DBL represents financial institutions of various sizes in Ohio and Kentucky, in addition to representing borrowers. The firm’s banking practice encompasses the entire range of services that sophisticated lenders provide:

• Commercial loans
• Personal loans
• Electronic fund transfers
• Credit cards
• Insurance

DBL’s extensive commercial loan practice handles instruments of all sizes, from Small Business Association loans up to large multi-million-dollar loans.

• Collateralized loans
• Multi-party secured transactions
• Standby and direct pay letters of credit
• Subordination of debt
• Complex financing

Complete Business Transaction Services
Teaming with the Business Organizations & Taxation Practice Group, DBL’s Banking & Commercial Law Practice Group attorneys handle mergers, acquisitions, and sales of businesses. We assist clients in:

• Identifying suitable candidates for acquisition
• Developing proposals and pricing strategies
• Drafting letters of intent
• Negotiating purchases and sales of businesses
• Evaluating business transactions for their impact on a client’s tax, accounting, financing, employment and risk management situation

We also handle transfers of ownership in a business through vehicles such as:

• Employee Stock Ownership Plans (ESOPs)
• Management buyouts
• Share exchanges

Extensive Experience In Collection And Bankruptcy
Within the Banking & Commercial Law Practice Group is the firm’s collection and bankruptcy practice. DBL represents both creditors and debtors, both businesses and consumers with respect to foreclosures, loan workouts, bankruptcies, and reorganizations. We offer an in-house team of attorneys and paralegals with extensive experience in both Kentucky and Ohio, addressing issues such as:

• Lender liability and debt
• Claims litigation
• Voluntary and involuntary liquidation
• Workout agreements
• Stays of bankruptcy proceedings
• Fraudulent conveyance actions
• Preference actions
• Receiverships