Commercial Litigation, Creditors’ Rights & Collections

The Commercial Litigation, Creditors’ Rights & Collections Practice Group is a core component of DBL Law. Our attorneys provide practical, results-driven counsel to businesses and financial institutions facing complex disputes, unpaid obligations, and distressed relationships across Kentucky, Ohio, and Indiana.

We combine deep courtroom experience with a strong understanding of business realities—helping clients enforce their rights, manage risk, and protect what they’ve built.

Our Services Include:

• Commercial Litigation: We represent clients in a wide range of business disputes, including breach of contract, business torts, fraud claims, non-compete and trade secret matters, UCC disputes, and real estate-related litigation. From early case assessment through trial and appeal, we focus on efficient strategies aligned with your business goals.
• Financial Services & Lender Litigation: We regularly represent banks, credit unions, private lenders, and other financial institutions in loan enforcement actions, guaranty and deficiency claims, lien priority disputes, and defense of lender liability claims.
• Creditors’ Rights in Bankruptcy: Our team protects creditors’ interests in Chapter 7, 11, and 13 cases, including relief from stay motions, claim filing and objections, adversary proceedings, preference and fraudulent transfer litigation, and plan negotiations. We work to maximize recoveries while minimizing disruption to ongoing business operations.
• Collections & Judgment Enforcement: We assist clients in recovering amounts owed through negotiated resolutions as well as litigation, foreclosures, replevin actions, garnishments, executions, and other post-judgment remedies. Our attorneys are experienced in developing collection strategies that are effective, compliant, and cost-conscious.
• Workouts, Restructuring & Forbearance: When possible, we help creditors and businesses resolve distress through consensual workouts, forbearance agreements, refinancing transactions, and structured repayment plans—prioritizing business continuity and relationship preservation where appropriate.
• Real Estate & Secured Transactions: We advise on enforcement of security interests in real and personal property, including foreclosures, receiverships, Article 9 sales, landlord–tenant disputes, mechanics’ liens, and priority/perfection issues.
• Risk Management & Dispute Avoidance: Our attorneys provide proactive advice on contract drafting, credit policies, guaranties, security agreements, and terms and conditions designed to reduce disputes and improve the likelihood of recovery if issues arise.
• Alternative Dispute Resolution: We represent clients in mediation and arbitration, using ADR strategically to control cost, timing, and business impact while pursuing favorable resolutions.

Our Clients:

We represent a wide variety of clients whose businesses depend on timely payment, enforceable contracts, and clear rights, including:

• Regional and community banks
• Hospital Networks & Health Systems
• Credit unions and specialty lenders
• Private equity and portfolio companies
• Commercial landlords and real estate owners
• Trade creditors and suppliers
• Professional service firms
• Healthcare providers and medical practices
• Construction companies and subcontractors
• Manufacturers, distributors, and logistics providers
• Closely held and family-owned businesses

Our familiarity with how these organizations operate allows us to tailor our strategies to their risk tolerance, timelines, and long-term business objectives.

Collaborative Approach:

Commercial disputes rarely exist in a vacuum. We work closely with colleagues across DBL Law—including Business & Transactional, Real Estate, Construction, Banking & Commercial, Employment & Labor, and Bankruptcy & Restructuring—to provide comprehensive solutions that address both the immediate dispute and its broader business implications.

We also collaborate with clients’ other trusted advisors—accountants, financial consultants, turnaround professionals, and in-house counsel—to ensure a coordinated and efficient approach.

Why Choose DBL Law?

• Experienced Trial Lawyers: Our litigators have extensive experience in state and federal courts, arbitrations, and administrative proceedings.
• Deep Creditors’ Rights Knowledge: We understand the full spectrum of creditor remedies—from front-end documentation to back-end enforcement and bankruptcy.
• Business-Focused Strategies: We design litigation and recovery strategies that reflect your business priorities, reputational considerations, and cost constraints.
• Regional Reach, Local Insight: With strong roots in Kentucky, Ohio, and Indiana, we combine regional reach with knowledge of local courts and regulators.
• Commitment to Practical Results: We measure our success by the outcomes we achieve and the value we deliver—not by how long a case lasts.

Contact DBL Law today to learn how our Commercial Litigation, Creditors’ Rights & Collections Practice Group can help you protect your rights, enforce obligations, and resolve disputes efficiently.